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Charles Schwab & thinkorswim -- Best for Active Traders

Charles Schwab acquired TD Ameritrade in 2020 and inherited its legendary thinkorswim platform -- the most powerful free trading platform available to retail traders. Sign up: https://www.schwab.com | thinkorswim: https://www.schwab.com/trading/thinkorswim


Schwab web vs thinkorswim -- which to use

Schwab runs two separate interfaces:

  Schwab.com (web): clean, simple -- for ETF investing and IRA management.
  thinkorswim (TOS): professional-grade desktop/mobile -- for active trading.

Use Schwab.com for: buying ETFs, IRA contributions, account overview.
Use thinkorswim for: options, technical analysis, charting, active trading.

thinkorswim features

Paper trading: trade $100,000 of fake money with real market data.
   Best paper trading platform in the industry -- use for 3-6 months first.
  thinkScript: write custom indicators and automated stock scanners.
  Options analysis: P&L curve visualizer, probability cones, risk graph.
  Advanced charting: all major indicators + fully custom ones, drawing tools.
  Market scanner: screen thousands of stocks in real time by any criteria.
  'On Demand' replay: replay any historical trading day to practice with real past data.

Costs and account types

$0 commissions on stocks and ETFs.
  Options: $0.65/contract (free to open spreads on Schwab).
  No account minimums to open.
  Individual brokerage, Roth IRA, Traditional IRA, SEP IRA, Rollover IRA.
  Schwab Intelligent Portfolios: free robo-advisor (auto-rebalancing) with $5,000 minimum.
  Schwab Bank: attached checking with unlimited worldwide ATM fee refunds.

thinkorswim mobile

The thinkorswim mobile app carries most desktop features:
  Full charting with all indicators.
  Options trading with full Greeks display (Delta, Theta, Gamma, Vega).
  Paper trading mode available on mobile.
  Available on iOS and Android.

Schwab also has a separate simpler 'Schwab Mobile' app for basic account management.

✓ Quick Tips
  • Start in thinkorswim paper trading -- it's the best free simulator available anywhere.
  • thinkScript lets you build scans like 'stocks crossing above 50-day MA today' for free.
  • Schwab's phone support is 24/7 with US-based reps -- exceptional for a large broker.
  • Schwab Intelligent Portfolios auto-rebalances your ETF allocation for free at $5,000+.

Related: Choosing a Trading PlatformHow to Open a Brokerage AccountOptions Greeks -- Delta, Gamma, Theta, Vega, RhoDay Trading -- What You Must Know First

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